Insurance And Financing
- Aetna
- Blue Cross/Blue Shield
- Cigna
- United Healthcare
- Humana
- Wellcare
- AARP
Hearing Aid Insurance Information
However, Medicare-eligible beneficiaries may still have options for hearing coverage—either through a state Medicaid program (for those who receive Medicaid) or through a Medicare Advantage plan.
Most Aetna benefit plans exclude coverage of hearing aids. Any applicable benefit plan exclusions and limitations for coverage of hearing aids would apply to air conduction hearing aids, implantable hearing aids and semi-implantable hearing aids.
More information on Aetna hearing aid coverage.
Blue Cross/Blue Shield offers supplemental plans for hearing aid service benefits. These benefits are determined by state. They also have an additional plan called “Blue 365”, which offers additional benefits outside of regular plans. Learn more about Blue 365 hearing healthcare here.
Cigna is partnered with a hearing healthcare company named Amplifon to offer their customers a specific kind of coverage. If you have coverage through Cigna, you may be able to get additional coverage through their plan. Learn more of Cigna/Amplifon coverage here.
United Healthcare also partners with a hearing healthcare company. Health Innovations (a United Health company) is a separate group that covers all things hearing health and hearing aids. Please visit Health Innovations website to learn more.
WellCare offers hearing healthcare benefits under their WellCare Value HMO plan. If you have the WellCare Value HMO plan, you can find a provider in your area by using this tool.
The TriWest Healthcare Alliance is contracted with the VA (the Department of Veteran Affairs) to offer their members hearing healthcare and hearing aids. All hearing aid devices will be ordered and procured through the VA, using devices that are currently on the VA Hearing Aid contract.
Here is a quick reference guide that covers all regions.
Financing Options
CareCredit is the most widely used patient finance program. CareCredit works like a credit card but is exclusive for healthcare services. They offer monthly payment options, no up-front costs to patients, no prepayment penalties and no annual fees. Short-term, no-interest plans are available as well as longer term plans with fixed interest rates. Speak with our team of professionals to see if this may be an option for you.
The Wells Fargo Health Advantage program is a special financing plan that allows patients to enjoy flexibility in paying for healthcare expenses. With special promotions and competitive rates, this is an attractive alternative to some other higher-cost options. Contact us today to see if this program may be right for you.
